My Own Pension – Secure Your Future, One Contribution at a Time

 

 

My Own Pension is a Tier 3 mobile pension and savings scheme designed for individuals in the informal sector or anyone who wants to set aside personal pension contributions for retirement.
It is flexible, affordable, and managed entirely through MTN Mobile Money.

✅ Who Can Join?

• Anyone 15 years and above
• Ideal for traders, artisans, freelancers, entrepreneurs, and individuals planning for retirement
• Open to all MTN Mobile Money subscribers

📲 How to Register for My Own Pension

Register in just a few steps:

1. Dial *170#
2. Select 9 – Pensions and Insurance
3. Follow the prompts
4. Create your 4-digit PIN to complete registration

Once registered, you can start contributing at your own pace.

💰 Contribution Options

You can contribute as little as:

• GHS 1 per day
• GHS 5 per week
• GHS 20 per month

You may contribute more at any time, depending on your income and financial goals.

🏦 Withdrawal Rules

My Own Pension has two types of accounts:

✅ Savings Account

• Withdrawals allowed after 1 year of continuous contributions.

✅ Pension Account

• Withdrawals allowed after 5 years only.
• Funds here are meant strictly for long-term retirement planning.

❌ How to Cancel / Deactivate My Own Pension

You can now cancel the service yourself by following these steps:

1. Dial *170#
2. Select 9 – Pensions and Insurance
3. Choose 1 – My Own Pension
4. Select 5 – More
5. Choose 9 – Cancel Mandate
6. Select 2 – Confirm Cancellation

You’ll receive an SMS once your cancellation is successful.

⭐ Why Choose My Own Pension?

• Easy registration through Mobile Money
• Flexible contributions to suit your income
• Safe and regulated Tier 3 pension scheme
• Helps you build long-term financial security

If you need help at any stage, MTN is always here to support you.